Credit Engine Platform
Start Your Own Online
Lending Service
In No Time

Why Credit Engine Platform?

Credit Engine Platform enables you to build an your online lending service with your own brand in virtually no time,
and support you to win market share, increase customer satisfaction, and improve profitability.

One-stop service covers the entirety of your lending process

We provide services for each section of your business from loan applications to collections, and ensure corporate compliance.

Customization solution meets your exact business needs

The methods of repayment, interest calculations, information collection, and the design of customer website... can all be adjusted to meet your needs.

Picked up by major Japanese banks

“LENDY” is the very first online lending platform for SMBs in Japan. We work in partnerships with the largest Japanese banks. Deep knowledge and expertise in lending will be brought into your business.

Specifications

Comprehensive services are provided through Management Suite and Customer Site.

Management Suite
Customer Site

The Workflow

  • 1Application

    Mobile-friendly application interface offers a seamless and exceptional user experience.

  • 2Screening

    Paperless verification of customer information with security features trusted by financial institutions.

  • 3Underwriting

    Streamlined credit assessment enables quick decision making and reduces your cost per transaction.

  • 4Loan Processing

    Electronic contracts and APIs that tap into your existing systems.

  • 5Loan management

    A user-friendly approach that will improve your operation efficiency.

  • 6Collection

    Automatic debt management and collection process.

Other Features

Reports
Reports

Create customized reports to understand what you need for further business growth.

Chats
Chats

Interact with clients in real time and revisit the chat transcripts for better CRM.

Cloud data
Cloud data

Access to alternative data in the cloud for you to make better credit assessment.

Proprietary AI Credit Model
Proprietary AI Credit Model

A proprietary machine learning algorithm based on our expertise and data in the cloud and your financial institution.

Workflow
Workflow

Customize the lending platform to match your existing workflow and organization with flexible options in permission mangements.

On the cloud
On the cloud

Supported by mordern cloud providers with high availability and scalability, and receive continuous improvements to the platform.

Services

Business loan

Business loan

Consumer loans

Consumer loans

Housing loan

Housing loan

Auto loan

Auto loan

Factoring

Factoring

Contact us for more options.